Lending a helping hand
Whether you’re a sole trader, partnership, or limited company we provide financing options built around your business. Our committed team will help create a solution tailored to your unique needs with our competitive lending options.
We offer flexible financing solutions tailored to accommodate any business requirements.
Business loans
Whatever stage your business is at, our business and commercial loans can flex to help you invest in growth or manage operational costs. Our loans are structured to offer manageable repayment terms to fund your business’s future.
- Suitable for both secured and unsecured needs
- Flexible repayment terms
- Competitive rates
Overdrafts
Stay agile in times of unforeseen expenses and short-term cash flow gaps with our overdraft facilities, removing the need for lengthy loan applications gives you immediate access to funds as and when you need them.
- Immediate access to funds when you need them
- Quick and easy applications
- Financial safety net for short-term needs
Trade finance and guarantees
Operate seamlessly within the global trade network with our trade finance solutions, guarantees and bonds that build confidence with each transaction.
- Build trust between buyers and sellers
Who We Serve
- Limited companies with assets held in Gibraltar.
- Sole traders and partnerships.
Please note we generally require assets to be located in Gibraltar to secure lending, however, we will consider service-based businesses on a case-by-case basis.
Why choose us?
We’re a partner you can bank on, here’s why:
Transparency & Support: Our team provides clear, scenario-based advice so you can make informed financial decisions.
Built around you: We assess your goals and financial health to offer tailored loans structured to suit your operations.
Competitive Rates: We strive to offer competitive terms, particularly for small to mid-sized financing needs.
Application process
Designed to be as straightforward as possible, here’s how the application process works:
1. Initial consultation
Speak to our team about your needs and determine the most suitable financing option
2. Documentation
We’ll guide you through the documentation you’ll need depending on the type of loan and your business structure.
3. Approval & funding
Once your application is complete, we’ll review and finalise the terms, and provide a clear timeline for approval and funding.
Apply today by getting in touch via email or mobile.
FAQs
Gibraltar International Bank offers lending solutions to support your business needs:
To apply, you must be a Gibraltar-registered business. Visit our branch at Ince’s House, 310 Main Street, Gibraltar GX11 1AA, or request a callback from a relationship manager by emailing businesslending@gibintbank.gi with your business details.
Interest rates for our lending options are flexible and are offered by negotiation for all categories.
Commercial Mortgage: Rates are by negotiation based on your business profile and loan terms.
Special Purpose Vehicles (SPV): Rates are also negotiated to suit your financial structure.
Commercial Mortgages for High Value Corporates & Intermediaries: Rates are tailored through negotiation to meet the needs of larger entities or intermediaries. Our team works with you to find a competitive rate aligned with your business goals.
For more details, speak to one of our Business Relationship Managers at +350 20013900 or businesslending@gibintbank.gi .
Speak to us about Banking Services
We’re here to help, get in touch to discuss your finances today.