Flexible and reliable

Whether you’re giving your child a financial head start or opening an account for yourself, we’ve got an account for everyone with reliable, traditional banking experience you can count on.

Designed to help you manage your money your way. Personal accounts are perfect for:

  • Everyday banking requirements, and access to your money when it suits you
  • Making purchases simple and convenient
  • Secure digital access to your account round the clock

Why choose our personal account

Purse

Immediate access savings

Have complete control over your savings with hassle-free and flexible access to your funds whenever you need it.

Clock (Currency)

Fixed term savings

Lock in your funds for your future and benefit from improved interest rates. 

Currency (Swap Arrow)

Overdrafts

A safety net for your finances, should you need it. 

Padlock

Fixed-rate loans

We help your life plans happen. Whether you’re renovating your home or jetting off on holiday, we’ve got a repayment plan that suits you.

House (%)

Mortgages

Finding the right mortgages for your finances, no matter your needs.

FAQs

Everything you need to know about opening and managing a personal account with us.

Your account will be set up within 3 business days once we confirm your details and documentation are complete. We’ll notify you by email and text message when your account is active.

To apply for a Personal Account, you must provide:
• A valid ID (passport, driving licence, or Civilian Registration Card).
• Proof of address (a utility bill or bank statement dated within the last 3 months).
• Proof of income (payslips from the last 3 months or bank statements showing income).
• Tax Identification Number – You can request this from the Income Tax Office, it may also be on your payslip.

You can apply online here.

Yes, you can open a bank account online with Gibraltar International Bank. The process is straightforward and will be completed within 3 business days once all required documents are submitted.

GIB offers various account types, including Personal, Personal Plus, and Savings Accounts. You can start your application online at gibintbank.online if you’re a new customer, or if you already bank with us, you can open an additional account through your online banking portal.

Yes, online banking is available for all current accounts with Gibraltar International Bank, including your Personal Account.

You can:
• Check your account balance and transaction history.
• Transfer funds between your accounts or to other parties.
• Set up standing orders.
• Update personal details (e.g., mobile number or address, processed within 2 days; name changes within 3 days with supporting documents like a deed poll).
• Access e-statements and other account-related documents.

Log in to our online banking portal using your username and password. If you have any trouble logging in, email us at gibraltar@gibintbank.gi or give us a call on 20013900.

Yes, you can update your mobile number with Gibraltar International Bank.

Complete the Mobile/Email – Update Form, and email it to aodds@gibintbank.gi We’ll notify you by email once the update is complete.

Yes, you can update your residential or correspondence address with Gibraltar International Bank.

Complete the Change of Address – Update Form, attach proof of your new address (e.g., a utility bill, residential ID card, or driving license dated within the last 3 months), and email it to aodds@gibintbank.gi.

To change your legal name or title (e.g., due to marriage or deed poll), complete the Personal Information – Update Form, attach supporting documents (e.g., marriage certificate, deed poll, or divorce documents), and email it to aodds@gibintbank.gi.

Gibraltar International Bank does not charge fees for using your card abroad, whether for purchases at merchants or cash withdrawals, ensuring a cost-effective and convenient experience for international transactions in any currency or location.

However, if you withdraw cash at an overseas ATM, the ATM operator or financial network (e.g., Visa or Mastercard) may apply their own fees, which are not controlled by GIB.