Turning plans into action
Whether you’re making home improvements or looking for a financial cushion, our personal loans are designed to make everyday life a little easier.
Whatever your needs, our personal loans provide the freedom to help you move forward with confidence.
- Flexible repayment options to fit your budget
- Competitive interest rates
- Funding for your life expenses
Why choose our personal loan
No surprises
Our personal loans offer fixed interest rates and monthly repayments for the entire duration of your loan, so you can have peace of mind knowing your payments will remain consistent.
Budget-friendly
Fixed monthly repayments makes budgeting easier to manage.
Flexible terms
Loan repayment terms range from 1 to 10 years.
Repay your way
No matter what repayment terms you opt for you’ll be able to make ‘bullet’ repayments or pay off your loan early with no additional charges.
Application process
Designed to be as straightforward as possible, here’s how the application process works:
1. Initial consultation
Speak to our team about your needs and determine the most suitable financing option
2. Documentation
We’ll guide you through the documentation you’ll need depending on the type of loan and your business structure.
3. Approval & funding
Once your application is complete, we’ll review and finalise the terms, and provide a clear timeline for approval and funding.
Apply online today by clicking the below link.
FAQs
Everything you should know about consumer loans.
Our loans at Gibraltar International Bank start from £1,000, with the maximum amount based on your financial profile (e.g., income and account management history).
Yes, you can repay your personal loans early with Gibraltar International Bank with no penalties.
If you would like to repay earlier or reduce part of the loan, contact us to speak to one of our Loan advisors on +350 200 13900 or send an email to lending@gibintbank.gi to schedule an appointment
To qualify for a personal loan at Gibraltar International Bank, you must:
- Be a Gibraltar resident or have a Gibraltar-based income source.
- Have a stable income.
- Have a good account management history.
- Have a debt-to-income ratio below 40%.
Personal loans at Gibraltar International Bank can be used for most purposes, such as home improvements, education, or debt consolidation.
However, they cannot be used for gambling, illegal activities, or business investments.
To discuss specific needs contact us to speak to one of our Loan advisors on +350 200 13900 or send an email to lending@gibintbank.gi to schedule an appointment.
If you miss a payment on your personal loan, you’ll incur a late fee of £25. It may also affect your account history with us.
We’ll contact you within 2 business days to discuss support options.
Alternatively you can contact us to speak to one of our Loan advisors on +350 200 13900 or send an email to lending@gibintbank.gi to schedule an appointment, if you have difficulty paying the loan.
Yes, you can modify your personal loan repayment plan with Gibraltar International Bank if your financial situation changes.
Adjustments may include extending the loan term and reducing monthly payments, subject to review.
To discuss your financial situation and any changes, please contact one of our loan advisors on +350 20013900 or email gibaltar@gibintbank.gi.