A mortgage for everyone

We’re here to help you achieve your property goals no matter what they look like. Whether you’re buying your first home, remortgaging or investing in properties we’ve got flexible options and competitive rates to find the mortgage that works best for you.

First-time buyers

We take the hassle out of buying your first home with our first-time buyer mortgages, you’ll be supported every step of the way.

  • Competitive first-time buyers’ mortgage rates
  • Flexible terms to suit you
  • Support and advice from our mortgage experts

Remortgages

Life changes, and so do your needs. With our flexible mortgage options we give you the freedom to adjust your mortgage to suit your current circumstances, and sometimes that means switching to a new deal.

  • Find better interest rates 
  • Reduce monthly payments
  • Unlock equity to fund other expenses 
women having a coffee together

Interest only mortgage

Buy your dream home and lower your short-term costs with the interest only mortgage, you’ll pay the interest for a set period so you can invest your savings elsewhere.

  • Lower monthly costs than standard mortgages
  • Best suited for buyers with a clear end-to-end payment strategy 
  • Ideal for scenarios where a capital event is planned

Buy-to-let mortgages

If you’re looking to grow your property portfolio, a buy-to-let mortgage can support your investment.

  • Flexible repayment and control over your investments
  • Ideal for building a property portfolio
  • For those seeking to rent out the purchased property

FAQs

Everything you need to know about buying a house with us. 

Currently, applications are done in person or over the phone. Contact our mortgage team to discuss your options. 

We offer various types of mortgages, please contact a mortgage advisor for specifics. 

Yes, it is possible to switch your mortgage type but it depends on a few factors. Speak to your mortgage advisor to explore what your switch options are.  

Mortgages are typically available for properties within Gibraltar. For properties abroad, please contact our team for specific eligibility.

Speak to us today

For all your mortgage needs our team are happy to help, book a consultation in-person or chat to us online.