Finding a better fit
Remortgaging can reduce reduce your interest rates, lower your monthly payments, or unlock the equity in your home for renovations or other important life expenses.
We understand that life changes, and so do your needs. That’s why we offer flexible mortgage options, giving you the freedom to adjust your mortgage to fit your current situation. Sometimes, that means switching to a new deal, and we’re here to guide you through it, every step of the way.
- Find a more flexible mortgage
- Reduce monthly costs
- Release equity to fund life expenses
Why choose our remortgage
Borrowing
We offer up to 90% borrowing available (subject to qualifying properties, valuation, and affordability).
No penalties
You won’t receive any early repayment penalties, so you can pay your mortgage when it suits you.
Flexible facilities
We consider Capital and Interest as well as Interest Only mortgages with a suitable repayment plan.
Application process
Designed to be as straightforward as possible, here’s how the application process works:
1. Initial consultation
Speak to our team about your needs and determine the most suitable financing option
2. Documentation
We’ll guide you through the documentation you’ll need depending on the type of loan and your business structure.
3. Approval & funding
Once your application is complete, we’ll review and finalise the terms, and provide a clear timeline for approval and funding.
Apply today by getting in touch via email or mobile.
FAQs
Everything you need to know about remortgaging your home.
The remortgage process with Gibraltar International Bank takes up to 8 weeks, depending on your financial situation, property valuation, and documentation.
You must apply in person at our branch at Ince’s House, 310 Main Street, Gibraltar.
Contact us to speak to one of our Mortgage advisors on +350 200 13900 or send an email to lending@gibintbank.gi to schedule an appointment.
Remortgaging with Gibraltar International Bank can help you:
- Secure lower interest rates.
- Reduce monthly payments.
- Release equity for home improvements or other expenses.
- Move to a more flexible mortgage deal.
- Avoid higher standard variable rates at the end of a fixed-rate term.
The process takes up to 8 weeks and requires an in-person application.
Contact us to speak to one of our Mortgage advisors on +350 200 13900 or send an email to lending@gibintbank.gi to schedule an appointment.
Not everyone can remortgage their property with Gibraltar International Bank (GIB); eligibility depends on your financial situation, which our mortgage advisors will assess. This evaluation includes checking your account management, income, property value, and the amount of equity you have in your home.
The remortgage process takes upto 8 weeks and requires an in-person application.
Contact us to speak to one of our Mortgage advisors on +350 200 13900 or send an email to lending@gibintbank.gi to schedule an appointment
Yes, you can remortgage your buy-to-let property with Gibraltar International Bank; eligibility depends on your financial situation, which our mortgage advisors will assess. This evaluation includes checking your account management, income, property value, and the amount of equity you have in your home.
The remortgage process takes upto 8 weeks and requires an in-person application.
Contact us to speak to one of our Mortgage advisors on +350 200 13900 or send an email to lending@gibintbank.gi to schedule an appointment