Making finances simple
Students have enough to think about when going into further education, our Graduate Accounts make tracking your finances hassle-free and convenient for students and their families.
Money management doesn’t need to be complicated, our Graduate bank account means you can:
- Handle all your banking needs in one place
- Make purchases in-store and online easily
- Access and track your finances anytime, anywhere
Why choose our graduate account
Instant payments
Make payments instantly with our VISA branded Debit Card and withdraw up to £200 a day.
Online & mobile access
Managing your finances has never been easier, our online portal and mobile banking app mean you can transfer money, check your balance and view transactions when you need to.
Automated payments
If you have a direct debit set up, your account will automatically be debited, letting you rest easy.
Standing orders
Whether you’re paying rent or other regular payments you can set up standing orders free of charge via our Online Banking system. Standard fees apply for international transfers.
FAQs
Everything you need to know about opening and managing a graduate account with us.
You can open a Graduate Account with Gibraltar International Bank online at
Student bank accounts | Gibraltar International Bank or in person at our branch at Ince’s House, 310 Main Street, Gibraltar GX11 1AA.
The process takes 3 business days. You’ll need:
– A valid ID (passport, driving licence, or Civilian Registration Card).
– Proof of address (a utility bill or bank statement dated within the last 3 months).
– Proof of graduate status (a degree certificate or university letter dated within the last 2 years).
You’ll receive confirmation by email and text message once the account is active.
Yes, you can open a Graduate Account online with Gibraltar International Bank (GIB) without the need to visit a branch, providing a convenient way to apply from anywhere with internet access.
The process mirrors the in-branch application, requiring the same essential documents, including a valid form of identification (e.g., passport, driver’s license, or Civilian Registration Card), proof of address (e.g., utility bill or bank statement), and proof of funds (e.g., pay slips or additional financial statements) to verify your eligibility, typically aimed at recent graduates or those aged 13-19 transitioning from a Teen Account.
To get started, visit www.gibintbank.gi, navigate to the “Open an Account” or “Graduate Account” section (specifically https://www.gibintbank.gi/youth/graduate-account for detailed information), and upload clear, high-quality photographs or scanned copies of these documents for verification.
Once submitted, GIB’s team will review your application, processing it within a few business days if all details are accurate, followed by confirmation via email or your preferred contact method. For further guidance on eligibility, required documents, or account features, explore the website or contact GIB at +350 200 13900 or gibraltar@gibintbank.gi for further assistance.
The Graduate Assistance Loan at Gibraltar International Bank covers a study period from 12 months to a maximum of 10 years.
You must be a recent graduate (within 2 years of graduation) and a Gibraltar resident or have a Gibraltar-based income source.
Yes, you can apply for a Graduate Assistance Loan even if you don’t have a Graduate Account with Gibraltar International Bank.
If your loan is approved, we’ll open a Graduate Account for you to manage your loan repayments.