Financial support when you need it
For when you need that financial cushion, parents or legal guardians can apply for a Grad Loan when you have a Graduate Account with us.
Why choose our graduate assistance loan
Guarantor-backed
The graduate loan is held in the parent’s or legal guardian’s name.
Funding your education
The loan will be drawn out via one tranch per academic year and add up to a maximum of £5,000 per year of study.
Repaying the loan
The loan can be paid back in 2 ways:
– Repayment of interest only during the student’s years of study with the repayment of capital and interest commencing once the student has completed their studies
– Repayment of interest and capital from the outset
Application process
Designed to be as straightforward as possible, here’s how the application process works:
1. Initial consultation
Speak to our team about your needs and determine the most suitable financing option
2. Documentation
We’ll guide you through the documentation you’ll need depending on the type of loan and your business structure.
3. Approval & funding
Once your application is complete, we’ll review and finalise the terms, and provide a clear timeline for approval and funding.
Apply today by getting in touch via email or mobile.
FAQs
Everything you need to know about applying for a graduate loan with us.
The Graduate Assistance Loan at Gibraltar International Bank is designed for those pursuing further education, typically with a parent or guardian as a guarantor. To apply, you will need a parent or guardian to provide the following requirements:
3 months’ payslips (for the parent or guardian guarantor)
ID & Proof of address for the Graduate & Parent/Guardian
6 months’ bank statements (for the parent or guardian guarantor)
University or college offer letter
Information and terms of the course being undertaken
To discuss your eligibility, please contact one of our loan advisors on +350 20013900 or email lending@gibintbank.gi.
Loan amounts for the Graduate Assistance Loan at Gibraltar International Bank depend on educational expenses and financial assessments; however, you can borrow up to £5,000 per academic year, with a loan term of up to 10 years.
The Graduate Assistance Loan at Gibraltar International Bank covers a study period from a minimum of 12 months up to a maximum of 10 years.
Yes, you’ll need a Graduate Account to apply for the Graduate Assistance Loan at Gibraltar International Bank.
Having a Graduate Account is a prerequisite for eligibility. If you do not have one, you can apply online here.
You can open a Graduate Account at Gibraltar International Bank by visiting one of our branches or applying online here.
We’ll require valid forms of identification, such as a passport, along with proof of address for the graduate and parent or guardian.
Once you’ve completed the application, our team will review it and open your account in 3 business days.
Requirements for the Graduate:
Valid forms of identification (e.g., passport)
Proof of address (e.g., payslips and other official documents)
University or college offer letter
Information and terms of the course being undertaken
Requirements for the Parent/Guardian Guarantor:
3 months’ payslips
6 months’ bank statements
Valid forms of identification (e.g., passport)
Proof of address (e.g., payslips and other official documents)
You can open a Graduate Account at Gibraltar International Bank by visiting one of our branches or applying online here.
We’ll require valid forms of identification, such as a passport, along with proof of address for the graduate and parent or guardian.
Once you’ve completed the application, our team will review it and open your account in 3 business days.
Requirements for the Graduate:
Valid forms of identification (e.g., passport)
Proof of address (e.g., payslips and other official documents)
University or college offer letter
Information and terms of the course being undertaken
Requirements for the Parent/Guardian Guarantor:
3 months’ payslips
6 months’ bank statements
Valid forms of identification (e.g., passport)
Proof of address (e.g., payslips and other official documents)