David joined Gibraltar International Bank in 2019 and is responsible for leading a team of colleagues with responsibility for supporting how we deliver for our customers as Chief Business Officer.

His qualifications include Associate of Chartered Institute of Bankers, Diploma in Lending and Certificate in Fund Administration and he has undertaken a number of customer facing relationship management and leadership roles across Retail, Corporate, Real Estate, Institutional and Commercial Banking during his career.
David previously spent 28 years with NatWest Group in UK, Channel Islands and Gibraltar undertaking numerous roles including NatWest Regional Director & Country Head, Gibraltar and Head of Corporate & Commercial Banking (Jersey, Guernsey, Isle of Man and Gibraltar).

Bruno Callaghan was born in Gibraltar in 1964. He is married with three adult children.
He started working for Willis Faber in 1984 in London and has been involved in the world of insurance and reinsurance for 37 years.

He returned to Gibraltar in 1989 to join the family business and shortly afterwards set up Callaghan Insurance Brokers Ltd. In 1999 he established Ace Gibraltar Ltd, a joint venture with what is today the Chubb European Group. In the 2000’s, he purchased Masbro Insurance Brokers Ltd and created Peninsula Underwriting Ltd, a Lloyds of London MGA.

He has been a non-executive Director of various insurance captives and third-party writers in Gibraltar. He has travelled on business extensively in Latin America for insurance and reinsurance business.
In 2018 he opened the Holiday Inn Express Hotel and is developing a five star hotel and residential project on the old Caleta Hotel site.

He has previously served on the board of the Gibraltar Financial Services Commission and was President of the Gibraltar Chamber of Commerce amongst other non- insurance related responsibilities.

Richard has been employed at the Bank since 2014 and was instrumental in the setup of the Bank. Having been at the Bank since inception, he has ensured the finance function has adapted to the changing environment as the Bank has developed.
Richard has extensive experience in financial control, management accounting, financial accounting, planning, analysis and financial regulatory requirements.
Richard is a Fellow of the Association of Chartered Certified Accounts and has a Non-Executive Director Diploma from the Financial Times.
Prior to joining the Bank, Richard worked for SG Hambros and Barclays Bank in senior finance positions and has an understanding in managing the finance space in both a Retail and Private Banking environment.

James joined the Board of Directors in July 2021.
James started his career as a technology and media solicitor, qualifying into the London offices of Andersen Legal in 2000. In 2002, he moved to the in-house legal team of AOL Europe, focusing on building strategic alliances, marketing partnerships and licensing content for the pan-European team of this international internet service provider. In 2005 James arrived in Gibraltar to specialise as an online gaming lawyer at Gibraltar’s first FTSE-100 listed gaming company, PartyGaming plc. James advised PartyGaming in various roles, ultimately achieving the position of Director of Legal Affairs of bwin.party digital entertainment plc until 2014.
In 2014, James moved to the Stockholm listed supplier of online gaming software, NetEnt AB, establishing their Gibraltar office, building the in-house legal team, and serving as Group General Counsel and Managing Director of their Gibraltar business.
In 2020, James was appointed as Customer Ombudsman Director of the Entain plc group of companies (owner of several global gaming and betting brands such as Ladbrokes, Coral, bwin and Gala) where he sought to ensure transparent and fair treatment of customers. In 2023, James took over responsibility for Entain’s global safer gambling policy. James is also a director of the Gibraltar Gaming and Betting Association.
James’ background in gaming, law, commerce and customer care enables him to provide valuable input and expertise to Gibraltar International Bank.

Christian is a partner and head of banking and finance at ISOLAS LLP, the oldest and one of the leading law firms in Gibraltar. He is acknowledged as one of the leading lawyers in Gibraltar in the fields of corporate and real estate and shipping finance, banking and financial services. He has been named as a leading lawyer in these fields by Chambers and Partners, the European Legal 500, IFLR 1000 and Global Counsel 3000 amongst others.

He has been the leading partner in a large number of substantial international transactions ranging from mergers and acquisitions, venture capital and management buyouts, corporate and structured finance, regulatory issues and enforcement of security and has acted in some of the highest value, most complex and sensitive transactions involving Gibraltar Companies. Among others he represents major European and American high street and investment banks, institutional asset managers, alternative lenders, property developers, insurance companies and PLCs.

Following 10 years as a director of the Gibraltar of Commerce, Christian was appointed President in May 2013 a post which he undertook until 2022.

Valerie Holliday joined Hassans International Law Firm in 1994 and became a partner of Hassans in 2000, specialising in banking and financial services. She is currently a Consultant at Hassans in the Banking and Financial Services Department.
Valerie’s area of expertise is in financial services regulation and licensing, having advised on the setting up of numerous financial services institutions. She leads on most banking matters at Hassans. She also has extensive experience advising on the restructure and the transfer of undertakings of credit institutions. She advises financial services institutions on a broad range of Gibraltar and international matters, including lending transactions, having developed significant experience in all aspects of banking.
Valerie was also closely involved in the drafting of financial services legislation devising appropriate transposition of EU legislation. She also has significant experience relating to drafting for business transfers. Valerie also advises on the licensing and regulatory requirements relating to electronic money and payment service providers. In addition, she has provided advice on Brexit-related regulatory matters, including business continuity and contingency planning.
Valerie is ranked by Chambers and Partners Global 2023 and appears in the Legal 500 Hall of Fame 2023.
Valerie attended the Inns of Court School of law, as a member of the Middle Temple. She was called to the Bar of England and Wales and then the Gibraltar Bar in 1994.
Valerie attended the Inns of Court School of law, as a member of the Middle Temple. She was called to the Bar of England and Wales and then the Gibraltar Bar in 1994.

Peter began his career with Barclays in the UK in 1984 undertaking a variety of roles including specialisations in Risk, Project Management and Corporate Relationship Management. In 1999 he moved to Botswana with Barclays Africa as Risk Director, to subsequently establish and run the Barclays pan-African Corporate Turnaround function based in Kenya. Leaving Barclays in 2004 Peter subsequently assumed the role of Director of Corporate Banking with First Caribbean International Bank with responsibility for Bahamas and Turks and Caicos.

Peter has undertaken CEO roles both Internationally and in the UK, initially with the Bank of Maldives followed by Bermuda Commercial Bank, returning to the UK to lead Diamond Bank (UK) and then Al Rayan Bank PLC. He has gained considerable leadership experience delivering organisational and strategic change.

Peter holds a First Class Honours Degree in Financial Services from UMIST and is an Associate of the Institute of Financial Services (formerly the Chartered Institute of Bankers).

Lawrence commenced his career in 1976 with Barclays Bank in Gibraltar as a Client Relationship clerk. During his 20 years of service with Barclays Bank he fulfilled a number of roles of which the most senior positions were, Finance Manager, Training Manager, Human Resources Manager, Manager of Corporate Lending and Head of Retail Lending and Securities for Advances. In 1996 Lawrence joined the Swiss Private Bank Lombard Odier & Cie in Gibraltar as Chief Financial Officer and with overall responsibility for Human Resources.

In 2003 he became Chief Operating Officer and Deputy CEO, both positions which he retained until joining he Gibraltar International Bank as CEO in May 2014. Lawrence was also responsible for the Financial Controlling function of Lombard Odier & Cie London Office from 2009 to 2011 with responsibility for regulatory reporting to the FSA and Head Office. He also served in the Board of both The Gibraltar Investor Compensation Scheme and The Gibraltar Deposit Guarantee Scheme from 2007 to 2013. Lawrence was a Committee member of the Gibraltar Bankers Association from 2007 to 2010, being made Vice President in 2009/10. In 2006 he also formed part of the Basle II implementation committee. He retired as CEO of Gibraltar International Bank in January 2023.

Lawrence was awarded an OBE for services to banking in Gibraltar in the 2024 New Years Honours List.

Stephen Has been a non-executive director at Gibraltar International Bank since 1st September 2014 and was appointed Chairman on 1st September 2023. During his time as a NED of the Bank, Stephen has sat on almost all Board committees and is currently Chairman of the Bank’s Audit Committee.
Stephen is a chartered accountant with over 25 years experience as managing partner of one of the ‘Big 4’ Accounting firms in Gibraltar. Recently retired from that role, Stephen now sits on various Boards as a non-executive director. During his career Stephen has been a statutory auditor involved in auditing a wide range of clients in many industries, including financial services and has also led the tax and advisory departments of the firm. He has led industry bodies Boards, including the Gibraltar Society of Accountants and the Gibraltar Finance Centre Council and has been involved in many industry and Government led initiatives to assist in the development of Gibraltar as an International Financial Centre.
A fervent supporter of personal development, education, charitable and community initiatives Stephen has over the years taken on various honorary roles in several not-for-profit entities promoting objectives in these areas.

James was the Finance Centre Director for HM Government of Gibraltar from September 1999 until June 2023. In that role, he was the policy lead on new legislation and responsible for new business development across all financial services’ sectors. Strategic planning, working closely with the private sector and the financial services' regulator were also a fundamental part of his role. In addition, James led on matters relating to Gibraltar's international cooperation with HM Treasury, the OECD and the FATF.
Educated in Gibraltar, Kingston-Upon-Thames and University College London, James worked in Latin American capital markets at Midland Montagu and was a Director of the Global Emerging Markets Division at West Merchant, the investment-banking arm of WestDeutsche LandesBank. James worked for 14 years in international investment banking in London, New York and São Paulo.