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Loans

Gibraltar International Bank can assist in making your plans a reality by providing you with a personal loan facility.

Do you want to refurbish your home, go on that much desired holiday, buy your dream car or simply consolidate existing debt? Then subject to status our personal loan options could help.

 

New Affordable Housing Bridging Loan features:

  • Ability to help support pay a partial amount of your pre-stage instalments
  • Or ability to manage your pre-stage instalments in an affordable manner
  • Variable Interest rate of 5% + Bank of England Base Rate.
  • 1% Arrangement Fee.
  • 36 month interest-only repayment.

 

Car Parking Space Loan features:

  • Unsecured Loans for up to £29,990 (subject to affordability criteria).
  • Very competitive rate of just 7% + Bank of England Base Rate.
  • Fixed Arrangement Fee.
  • Repayment terms available for up to 10 years.
  • Ability to make additional ‘bullet’ repayments or to pay off your loan early with no additional charges.

 

Please contact us on gibraltar@gibintbank.gi or phone us on 200 13900 to book an appointment for a Car Parking Space Loan – and have the details of your allocated parking ready.

 

Consumer Loan features:

  • Fixed Interest Rates.
  • Fixed monthly repayments for the duration of your loan.
  • Ease of budgeting through fixed monthly repayment amounts.
  • Unsecured Loan amounts of between £1,000 and £25,000 (subject to affordability criteria).
  • Fixed Arrangement Fee.
  • Loan Repayment Term of between 1 and 10 years are available. Ability to make additional ‘bullet’ repayments or to pay off your loan early with no charges.
  • Online Application process for faster review, approval and completion turnaround.


Personal Loan (Relationship Managed) features:

  • Interest Rate by negotiation.
  • Secured Loan amounts above £25,000 (subject to affordability criteria and security offered).
  • Arrangement Fee by negotiation.
  • Loan Repayment Term of between 1 and 10 years are available. Ability to make additional ‘bullet’ repayments or to pay off your loan early with no charges.
  • Personal Application made via your Relationship Manager.

For further information please refer to the Tariff guide on our website.