TERMS & CONDITIONS

General terms and conditions of use

Please read these terms and conditions carefully. All users of the Gibraltar International Bank Limited (GIB) website accept and agree to be bound by the terms set out herein. If you do not accept these terms and conditions, please do not use the website. Users should also read carefully GIB’s General Terms & Conditions.

It is important that you are aware that the information on this site is not to be construed as an offer to buy or sell or a solicitation of an offer to buy or sell financial instruments or for GIB to accept any business nor commence a banking relationship with you.

Please note that this site is designed for and maintained by GIB.

The information on our website may be modified without prior notice and this also applies to our recommendations. Additionally, GIB shall not be obliged to remove any outdated information from the website or to expressly mark it as being outdated.

Copyright

The contents of this website are subject to copyright with all rights reserved by GIB. Downloading or copying will not transfer the title to any software or material. Users are welcome to download or print out a hard copy of individual pages and/or sections of this site for personal use only, provided no copyright or other proprietary notices are removed.

Warranty and liability

All information contained on the GIB website is provided without warranty, undertaking or representation of any kind, express or implied. Whilst GIB make every effort to ensure that the information, including information based on statutes or other legislative or regulatory instruments, given in this website is up to date, it is not possible to guarantee that this is the case.

If you use this website from other jurisdictions, you are responsible for compliance with applicable local laws.

Exclusion of liability

In no event, including (without limitation) negligence, will GIB be liable for any loss or damage of any kind, including (without limitation) any direct, special, indirect or consequential loss, even if expressly advised of the possibility of such loss, arising out of or in connection with the access of, use of, performance of, browsing in this website or linking to other sites from the GIB website.

To the extent that statements contained in this website are based on information provided by third parties we shall not be liable for any loss resulting from reliance upon those statements.

Access to and use of this website is at the user's own risk and GIB does not warrant that the use of this website or any material downloaded from it will not cause damage to any property, or otherwise minimise or eliminate the inherent risks of the internet including but not limited to loss of data, computer virus infection, spyware, malicious software. Furthermore, no liability is accepted in respect of loss or damage arising out of changes made to the content of this website by unauthorised persons.

Local legislation

Products and services described on this website may not always be available to all investors; for instance these products and services cannot always be made available to residents outside the European Union and are not available to residents of the United States of America.

Our services are not offered to any person in any jurisdiction where their advertisement, offer or sale is restricted or prohibited by law or regulation or where we are not appropriately licensed.

Advice

The contents of this website do not purport to provide any financial, investment or professional advice and shall not be deemed to constitute the provision of financial, investment or other professional advice in any way on the part of GIB. In particular but without limitation, save as may be expressly agreed in writing, GIB does not hold itself out as providing advice on the suitability of accounts, products or services for you.

Governing law

The terms and conditions of use of this website are governed by the laws of Gibraltar and any dispute regarding this website or arising as a result of the use of this website shall be subject to the exclusive jurisdiction of the Courts of Gibraltar.

COOKIE POLICY

A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer's hard drive.

By continuing to browse the site, you are agreeing to our use of cookies.

We use cookies to, enhance the performance of our website and collect analytical information for the benefit of our customers.

On our website we use the following cookies:

Analytical/performance cookies. They allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily.

Functionality cookies. These are used to recognise you when you return to our website.

Our website uses a mixture of first-party, and third-party cookies to deliver its services efficiently and to enhance your experience. The first-party Cookies used on our site are called:-

"agreed" - this is a functionality cookie. We use this cookie to tell us when you have accepted the cookie policy message

"notice" - this is a functionality cookie and expires at the end of your session. This cookie is used for acknowledging when you have seen and closed the homepage overlay message

The only third-party cookies used by us are those provided by Google Analytics to gather anonymised information for the benefit of all web users. We do not use behavioural targeting cookies.

If at any time you wish to disable our cookies you may do so through the settings on your browser, but if you do so you will not be able to use certain important features of our service.