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As part of the Grad Account proposition, parents/legal guardians of the account holder will be able to apply for a Grad Loan.

The Grad Loan will be held in the name of the parent/legal guardian to help them in financing their child’s student expenses.

The loan will be drawn out via one tranche per academic year which will add up to a maximum of £5,000 per year of study.

The loan can be paid back in one of two ways:

  • Repayment of interest only during the student’s years of study with the repayment of capital and interest commencing once the student has completed their studies.
  • Repayment of interest and capital from the outset.